“Insurance bad faith” is a legal term that is used to describe the illegal practices that are enforced by some insurance companies. If you are a faithful policy holder, insurance companies hold your money. You and your insurance company are contractually obligated to one another. They are responsible to hold up their end of your policy and you are responsible for upholding your end. The first sign that your insurance company is holding out on you is that they are failing to give you explanations. If they only grant you partial coverage or they deny your claim completely, they are obligated by law to tell you exactly why, based on your policy, they were justified in denying you compensation.
To cover up their trail, insurance companies may compensate by being extremely kind and stating that they are trying to help you. While their tone may be deceptive, the facts never lie. Make sure that you are intimately familiar with your insurance policy so you will not get low-balled by your insurance provider. Insurance companies have one thing on their minds, and that is to keep as much money as they possibly can. This often comes at a direct disadvantage to the policy holder. You need someone on your side that is an expert, but not at all affiliated with your insurance company. Our firm can be that objective third party that fights to get you what your policy guarantees.